Privacy Policy

Force One Insurance Group ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit an insurance quote request. By using our website, you consent to the practices described herein.

1. Information We Collect

We may collect the following categories of personal information:

• Contact Information: Name, email address, phone number, mailing address
• Personal Identifiers: Date of birth, gender
• Household Information: Spouse/co-applicant details (name, DOB, gender)
• Vehicle Information: Year, make, model, VIN, driver license numbers
• Property Information: Home address, property type, existing insurance details
• Insurance Documents: Policy declarations pages and other documents you upload
• Communications: Records of your inquiries, messages, and correspondence with us
• Technical Data: IP address, browser type, device information, and usage data

2. How We Use Your Information

• Prepare and deliver personalized insurance quotes on your behalf
• Contact you by phone, email, or text message regarding your quote request
• Submit your information to insurance carriers for underwriting and rating purposes
• Process and fulfill your insurance policy requests
• Communicate important service updates, policy changes, or renewal notices
• Comply with applicable laws, regulations, and licensing requirements
• Improve our website, services, and customer experience

3. How We Share Your Information

• PRISM Insurance Partners: Our licensed insurance agency partner, which manages policy placement, underwriting coordination, and carrier relationships on our behalf
• Insurance Carriers: We submit your information to carriers for quoting and coverage purposes
• Service Providers: Third-party vendors who assist us in operating our website, subject to confidentiality obligations
• Legal Authorities: When required by law, regulation, court order, or government request

We do not sell your personal information to third parties for their own marketing purposes.

4. Text Message (SMS) Communications

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. You may configure your browser to refuse cookies; however, some features may not function properly without them.

6. Data Security

We implement industry-standard administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is 100% secure.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights

Depending on your state of residence, you may have rights to access, correct, or request deletion of your personal information. To exercise any of these rights, please contact us using the information below.

9. Children's Privacy

Our website is not directed to children under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will post the revised policy on this page with an updated effective date. Your continued use of our website after any changes constitutes acceptance of the revised policy.

11. Contact Us

If you have questions or concerns regarding this Privacy Policy, please contact us:

• Force One Insurance Group
• Operated in partnership with PRISM Insurance Partners, a licensed insurance agency